Family Income Protection Benefit insurance protects the policyholder’s family by ensuring that they have a regular, acceptable level of income in the event of death.

Family Income Protection Benefit will pay a regular monthly income in the event of the policyholder’s death.

There is no investment element to Family Income Protection Benefit and no surrender value at any time.

Income Protection protects the policyholder/ the policyholder and their family, by ensuring that they continue to receive a regular income in the event that the policyholder is unable to work due to illness or accident.

The benefits of an Income Protection policy are paid to the policyholder as a monthly tax-free benefit if they are unable to work due to illness or accident.

Critical Illness Cover provides protection to the policyholder/ the policyholder and their family, in the form of a tax-free lump sum payment on diagnosis of a listed critical illness, reducing the financial burden at that difficult time.

The benefits of a Critical Illness Cover policy is paid on diagnosis of a listed critical illness, usually after one month of surviving the illness. Policies cover a number of core illnesses within their policy, namely: cancer, coronary artery bypass, heart attack, kidney failure, major organ transplant, multiple sclerosis and stroke. There are up to 46 illnesses now covered by Critical Illness Policies, the range of which is dependent on the insurer and the terms and conditions of its Critical Illness Cover product.

We can help you arrange the right buildings insurance cover for your home. If you are taking out a mortgage the lender will require you have buildings insurance in place ready for exchange of contracts.

We will compare quotations for you across the market to get the very best deal to meet your needs.

Typically, Contents insurance is taken in combination with a Buildings insurance policy, we can help compare products for you to find you Contents cover which will help give you peace of mind.