Would you like to arrange an initial consultation to discuss your mortgage?
This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity
Which Mortgage is right for me?
Finding the right mortgage for you is such an important decision, now more than ever. With literally thousands of different mortgage deals to choose from and hundreds of different lenders with their own specific requirements, navigating the mortgage maze can be tricky.
At Wilson Cook we aim to make this process as simple and straightforward as possible through;
Sourcing the very best deals to meet your specific needs
Providing clear and transparent advice
Guiding you through the mortgage application process to make it as straightforward as possible
Delivering the very best service in all we do
Your property may be repossessed if you do not keep up with payments on your mortgage
What we can help you with
Planning to buy your first home is an exciting and daunting time, with so many things to consider when arranging your first mortgage.
At Wilson Cook we recommend you sit down with an advisor before you find a property, to get certain key information;
- Deposit amount, how much do you need? – we often have access to fantastic rates where only a 5% deposit is required.
- How much you could potentially borrow.
- What costs are involved and why it is important you sit down and work out a budget before you find that first home!
- What your potential options are and who are the most likely mortgage lenders to best meet your needs.
Once you have this information, you are in the best position to start looking for a property. We also recommend obtaining an agreement in principle from a mortgage lender before you make any offer on a new property.
Your priorities may have changed, bigger house, children’s schools to consider, relocation or a downsize. We are here at Wilson Cook to help simplify what can be a complex process with a property to sell and a new one to buy, we are on hand to keep things straightforward.
Has your existing mortgage deal come to an end?
Not sure whether to stick with your current lender or look for other options available?
Planning on raising additional monies to fund home improvements?
We can help find you the best solution and help you consider all the options available from our comprehensive lender panel. Switching mortgages can be a more involved process than many people expect, Wilson Cook can source the most suitable for your needs and provide the support you need from start to finish in switching your mortgage.
Dipping your toe in the buy to let market for the first time, refinancing an existing buy to let or managing an existing portfolio. At Wilson Cook we have the knowledge and understanding to help you get the very best solution for your Buy to Let needs.
Many clients look at the acquisition of an investment property as a way of generating a monthly rental yield, others may look for capital appreciation of their investment through an increase in property value. Whatever your strategy, we know it is important you do your homework first, at Wilson Cook we have over 15 years personal experience of the Buy to Let Market.
Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority
Thinking of moving home and want to let your existing residential property? We can help you gain letting consent from your existing lender or arrange a new Let to Buy mortgage. Many clients look upon this option as a way of building a potential investment for the future.
Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority
Life is not always straight forwards and sometimes there are bumps in the road. Perhaps you have experienced some form of financial or credit based issues such as:
- County Court Judgements, CCJ
- Defaults
- Late or missed secured and unsecured payments
- Bankruptcy
You may feel that your options are limited or that you cannot get the mortgage finance you need. We have access to an extensive range of specialist lenders who can assist clients who may have experienced some of these issues in the past and will still consider you for mortgage finance at this time.
Having come highly recommended in the first place, we dealt with Matthew, whose help and guidance has made this process extremely straightforwards.
There has never been a point where we’ve felt lost or uncertain having been so well informed at every stage.
Simply put, if you’re wanting the best experience possible when it comes to Mortgages and Protection, this is where you need to come.
Ed's dedication and expertise are truly remarkable. He took the time to thoroughly explain the various mortgage options available to me, considering my financial situation and long-term goals. I loved the personalised approach, as it it was like having a savvy friend guide me through the whole process. I never felt overwhelmed or confused. It was smooth sailing all the way!
I wholeheartedly recommend Wilson Cook services to anyone embarking on the home buying journey. The expertise, personalised attention, and professionalism exhibited by Ed surpassed my expectations. His guidance transformed what could have been a stressful process into a worry-free experience, and I am extremely grateful for his invaluable assistance. If you are seeking a dedicated and knowledgeable mortgage advisor, look no further – this team truly excels in providing exceptional service.
We have had the BEST experience with Wilson Cook. Gemma has been faultless throughout the whole process. We wouldn’t have been able to get our mortgage without her. Extremely professional, went above and beyond for us and kept us updated throughout the whole process. I am so glad we found her! I cannot recommend Wilson Cook enough. As first time buyers getting a mortgage was daunting however Gemma’s friendly and bubbly approach put us at ease. Thank you once again! Sian and Callum
We have known Ed for years and always said when we come to buy a house we will go too him! We have been on and off looking for years now, due to covid and having to stop work, Ed was there every step of the way with advise and where to turn in the right direction to getting us a home.
We have finally just exchanged on a property & after working in Estate Agency I always heard "buying a home is one of the most stressful things you'll ever do", & it's true. But when you have such a friendly, helpful and calming adviser to help you and guide you to get the biggest loan you'll ever have, honestly the stress was halved by having Ed.
The team is amazing and so helpful, they get back too you quicker than I ever thought and the knowledge and advise, is just mind blowing. They helped us with our home and life insurance also, which is another worry you can rely on them too help with.
Honestly the best company to use when purchasing a home. We will be coming back too Ed until our last home we buy, wouldn't ever even consider anyone else.
All outstanding & from the bottom of our hearts and through this hard journey too get our own home... we thank you !! 😊🏡
Not only did Matthew secure me a mortgage when I’m self employed and single, but he also kept in contact throughout the entire purchase to ensure the conveyancing happened in a timely manner.
It’s not just the product and service that sets Wilson Cook apart, it’s their overall approach. They empowered me to make decisions by explaining the (super complex) process to me in a way that made total sense. They didn’t make me feel stupid when I asked questions, they took their time to talk and listen.
I trust Wilson Cook and will recommend them to anyone going forward. Thank you, thank you, thank you WC, for helping me get my dream home 🏡
After trying and working with numerous large and small size mortgage brokers that failed to deliver, we contacted Wilson Cook when seeing their recent award.
Mathew Farr was excellent, he secured two mortgage offers on far better rates than we had previously been recommended (by advisors from large, well-known companies). He was very thorough and did not make the slip ups previous advisors had (good attention to detail), and was impressively efficient in responding to our enquiries, making recommendations and in submitting applications.
The company is also very respectful and this was shown in their manner and how they dealt with personal information. This was a great contrast to other advisors we had worked with.
After trying and working with numerous large and small size mortgage brokers that failed to deliver, we contacted Wilson Cook when seeing their recent award.
Mathew Farr was excellent, he secured two mortgage offers on far better rates than we had previously been recommended (by advisors from large, well-known companies). He was very thorough and did not make the slip ups previous advisors had (good attention to detail), and was impressively efficient in responding to our enquiries, making recommendations and in submitting applications.
The company is also very respectful and this was shown in their manner and how they dealt with personal information. This was a great contrast to other advisors we had worked with.
Ed has now supported me with both my first mortgage, including a help to buy equity loan, and my remortgage two years later (which was complicated, as paying off H2B loan). I have referred him to friends who have also been happy. Thanks Ed!!
2019 - I would definitely recommend Ed at Wilson Cook, very friendly but professional atmosphere, he found me the right mortgage and took all the worries away with the paperwork. If you’re looking for a mortgage... go and see Edward Cook 👍🏻
Worked really hard to secure us a great mortgage deal that suited us. Would definitely recommend them to all my friends. A huge thanks from us!
Could not recommend enough!!! 😊🤩
Would highly recommend Mathew at Wilson Cook - if we could give him 6 stars we would!
Karen and Andy Leach
She kept in touch through to completion to ensure everything was moving and made sure we understood everything.
Happy to have found my forever broker and look forward to more transactions in the future.
Crystal was helpful, friendly and was a great person to have as my mortgage broker guiding me through first mortgage, as my financial situation was complicated, added to that dealing with the fast moving changes due to the pandemic.
From start to finish, Ed is always very responsive and friendly. During Covid, there are lots of changes to my mortgage and Ed acts promptly and follows up for me all the way through.
I feel I can just leave things to him and he get things done. He is a super star.
He kept us up to date and informed throughout the whole process, was thorough, fast and timely in everything he did and went above and beyond to help us, not only with the mortgage but with our protection needs as well.
Since the Covid lockdown the team have gone out of their way to make sure we are coping, aware of the option of a mortgage break and that our protection needs are still fit for purpose.
You couldn’t ask for anything more from a mortgage adviser.
Couldn't recommend highly enough
He is really efficient and we have used his services on a number of occasions over the last few years.
He is always really easy to get hold of and will always get back to you and will answer any questions and is very thorough when explaining the products and differences between them.
I would definitely recommend that you get in touch with him if you are looking to re mortgage or are buying your first home. He is a lovely gent, very professional with a kind manner.
Shelley/Si.
Wow! Edward Cook surpassed all expectations, giving me fantastic insurance advice and helping me grow my Buy To Let Portfolio by recommending mortgage products that really suited me. Ed really listened and has saved me hundreds of pounds a month on a recent re mortgage. Excellent communication from start to finish and nice to deal with the same people from start to finish.
Highly recommended 5*